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CAMS and KFIN

Which month do I invoice? Payment month on CAMS, trail month on KFIN

Short answer. On CAMS, choose the payment month: the month the commission is paid to you. On KFIN, choose the trail month: the month the commission was earned. Both describe the same brokerage. The commission earned in June is paid in July. On CAMS that is payment month July. On KFIN that is trail month June.

Why the two registrars ask differently

CAMS's download screen says payment month. Its upload screen says month as per date of invoice. The invoice date is the payment date, so these are the same month. KFIN's screens ask for the month the trail relates to. Neither is wrong. They label the same money from two ends.

A worked example

RegistrarWhat the screen asksFor June 2026 trail, paid in July 2026
CAMSPayment monthJuly 2026. The screen also shows the corresponding brokerage month, June 2026, as a check.
KFINSelect Month (trail month)June 2026.

The invoice window for this payment opens on 7 July and closes on 15 July.

A quick way to be sure

Open one invoice PDF from the ZIP. The month is printed on it. If the month on the PDF is not the month you selected on the upload screen, the upload fails the date check.

The KFIN template lists fewer AMCs than the ZIP

This is normal. The KFIN Excel template lists only the AMCs you ticked on the upload grid, and only those still Pending or Rejected. It is not a sign of a wrong month.

How MFD Office helps. MFD Office reads the month from the files you upload. If the ZIP and the Excel are from different months, it tells you before anything is made, so a wrong-month set never reaches the registrar. On KFIN, the Choose fund houses to file picker lets you match the template to the ZIP when the template lists fewer AMCs. Every signed invoice then carries the right month, and the completed Excel sheet matches it.

Let the files tell you the month

Upload your own registrar file and see one of your invoices signed, with the month read from the file. No signup, no card.

Try with your file, free

Common questions

Is CAMS's payment month the same as the invoice month?

Yes. On CAMS the invoice date is the payment date, so the payment month and the month as per date of invoice are the same month.

I selected the earning month on CAMS. What happens?

The download is for a different payment, or comes back empty. Request it again with the payment month.

Does the 15th deadline follow the payment month?

Yes. Upload by the 15th of the payment month to have the GST released by the end of that month.

Can one month's ZIP contain two months?

It should not. If it does, the registrar rejects the set. Request each month separately, and MFD Office warns you if the two files it is given are from different months.

Why does KFIN's template have fewer rows than the ZIP?

The template lists only the AMCs you ticked on the upload grid and only those still Pending or Rejected. Choose the same AMCs on both sides and the counts match.

See also