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SAC code

SAC 997152 for mutual fund distributors

Short answer. The SAC code on a mutual fund distributor's commission invoice is 997152. It is the code for brokerage and related services for securities, under heading 9971, financial and related services. The GST rate is 18%. The code goes on every invoice and in the HSN summary of your GSTR-1.

What 997152 covers

Heading 9971 is financial and related services. Group 99715 covers services auxiliary to financial services. Code 997152 is brokerage and related securities and commodities services. Distribution of mutual fund units on commission sits here, and the invoices prepared through the registrar files carry this code.

Two codes you may see elsewhere

CodeWhat it is forUse it for MFD commission?
997152Brokerage and related securities and commodities servicesYes. This is the one.
997159Other services auxiliary to financial services, not covered elsewhereNo. It is the leftover bucket, used when no specific code fits. A specific code fits here.
997164Pension fund management servicesNo. A different service. It appears in some blogs by mistake.
Confirm with your CA if you were registered under a different code. The code on your invoices and in your returns should be the same one every month.

Where the code appears

How MFD Office helps. Every invoice MFD Office prepares from your registrar files carries 997152, and the GSTR-1 file it builds for the month carries the same code in the HSN summary, so the two never disagree.

See the code on your own invoice

Upload your own registrar file and see one of your AMC invoices signed, with 997152 on it. No signup, no card.

Try with your file, free

Common questions

Is the GST rate on 997152 always 18%?

Yes. 9% CGST plus 9% SGST when the AMC is in your state, or 18% IGST when it is not.

Does the SAC code go in the CAMS or KFIN Excel?

No. Neither upload sheet has a column for it. It is printed on the invoice PDF.

Do sub-brokers use the same code?

A registered sub-broker invoicing a distributor for a commission share is also supplying brokerage services, so the same code applies. Confirm with your CA.

Is 997152 an HSN code or a SAC code?

SAC. Services use SAC codes under chapter 99. Goods use HSN codes. On the GST portal both sit in the same HSN summary table.

See also